dbbl

Dutch-Bangla Bank Limited

Head Office

Sena Kalyan Bhaban, 4th Floor
195 Motijheel Commercial Area
Dhaka-1000, Bangladesh
Tel: (8802) 9574196-97
Fax: (8802) 9561889

Short Name        : DBBL

SWIFT Code       : DBBL BDDH

Stock Code         :

Category             : Commercial

Type                     : Private

Origin                  : Local

About ABL:

Dutch-Bangla Bank Limited (DBBL) is Bangladesh’s most innovative and technologically advanced bank. DBBL stands to give the most innovative and affordable banking products to Bangladesh. Amongst banks, DBBL is the largest donor in to social causes in Bangladesh. It stands as one of the largest private donors involved in improving the country. DBBL is proud to be associated with helping Bangladesh as well as being a leader in the country’s banking sector

Mission
Dutch-Bangla Bank engineers enterprise and creativity in business and industry with a commitment to social responsibility. “Profits alone” do not hold a central focus in the Bank’s operation; because “man does not live by bread and butter alone”.

Vision
Dutch-Bangla Bank dreams of better Bangladesh, where arts and letters, sports and athletics, music and entertainment, science and education, health and hygiene, clean and pollution free environment and above all a society based on morality and ethics make all our lives worth living. DBBL’s essence and ethos rest on a cosmos of creativity and the marvel-magic of a charmed life that abounds with spirit of life and adventures that contributes towards human development.

Core Objectives

Dutch-Bangla Bank believes in its uncompromising commitment to fulfill its customer needs and satisfaction and to become their first choice in banking. Taking cue from its pool esteemed clientele, Dutch-Bangla Bank intends to pave the way for a new era in banking that upholds and epitomizes its vaunted marquees “Your Trusted Partner”

Services and product

Electronic Banking:

Dutch-Bangla Bank is the first bank in Bangladesh to be fully automated and introduce Electronic Banking. The automation was completed in 2003, but further additions and features are continuously being added and upgraded. DBBL has adopted the same exact automation solution used my many international banking giants. Although this was significantly more expensive than other solutions, it is a small price to pay for a client’s peace of mind.

A DBBL client now has unrivaled access to banking from any DBBL branch, ATM and POS. All of these services are free-of-charge and are surprisingly affordable for everyone. Even though DBBL has invested more in Electronic Banking more than any other bank, the division was never intended to be profitable. It was undertaken with the same mindset DBBL undertakes its Corporate Social Responsibility tasks. This is why you pay barely nothing even though these same services would cost you much more in other countries and other banks. Never has any bank given so much for free.

DBBL also has the largest ATM network in Bangladesh. This gives DBBL clients full access to ‘anytime anywhere’ banking nationwide. All international and many local banks use the DBBL ATM network for their own clients. DBBL has installed over 2000 ATMs nationwide. As with most things, ATM access to all DBBL ATMs is unlimited and free for all DBBL clients. If a client of a member bank (not DBBL) uses a DBBL ATM, the member bank may add a transaction charge.

DBBL has the largest IT budget in Bangladesh. DBBL maintains the state-of-the-art Electronic-Banking Division. The Electronic-Banking Division oversees and maintains DBBL’s investment as well as implementing upcoming projects.

DBBL is the only local bank to have a off-site Data Recovery Site (DRS). DRS ensures that customer records are safe, backed-up, and up to date in the event of a major catastrophe at the Electronic-Banking Division headquarters.

Since 2004, DBBL has introduced SMS and Alert banking. With a mobile phone, customers can perform many banking operations with their phone.

2011 was a historic year for the banking sector of Bangladesh as DBBL inaugurated Bangladeshi’s first mobile banking.It’s a Banking process without bank branch which provides financial services to unbanked communities efficiently and at affordable cost. Mobile Banking provides banking and financial services, such as cash-in, cash out, merchant payment, utility payment, salary disbursement, foreign remittance, government allowance disbursement, ATM money withdrawal through mobile technology devices, i.e. Mobile Phone.

DBBL is a primary license holder for both VISA and Mastercard. It is authorized to issue and accept payments from both organizations. DBBL also works closely with both organizations to bring you the latest in card technology. DBBL also offer Visa and Mastercard Debit Cards.

Please take a look around the Electronic-Banking section to discover what DBBL has to offer.

NexusPRO Processor Cards (Debit & Credit)

NexusPRO is a revolutionary card first and only offered by DBBL in Bangladesh. It is the most advanced card in the world. Unlike normal cards, NexusPRO features a processor chip that makes the card the most secure and faster than any card worldwide. DBBL has worked with both Visa and MasterCard to bring this revolutionary card to the market.

It took 3 years for DBBL to implement what Visa and MasterCard both deem as the future card standard. It encompasses the digital age and the new technologies that have emerged in the electronic age. Visa and MasterCard both realized that the normal card is 40 years old and the amount of fraudulent transactions were loosing customers billions. North America will be have NexusPRO card compliant by 2016. But now DBBL already the only fully NexusPRO compliant and certified. DBBL’s entire infrastructure (including ATMs) have had a costly upgrade to enable NexusPRO to Bangladesh.

Brief Detail of How NexusPRO Works
Normal cards use a magnetic strip at the back of the card. The information and security on that magnetic strip is stationary and does not change. Hence it can be easily duplicated. But NexusPRO’s processor uses its processor to fully digitally lock all the information. It prevents the information from being copied as the processor ‘generates’ security codes rather than store it. It is a form of encryption.

But NexusPRO goes even further. Visualize a series of locks and keys. Every lock has a corresponding key. Your account at DBBL has a digital lock, while your NexusPRO card is a digital key to access it. When a fraudlent card tries to access your account, DBBL knows that the correct digital key is not presented and denies access. Further more, DBBL replaces the account lock every second. But because a genuine NexusPRO card can generate the correct key using the processor, it can access open the account lock at that very moment. The next instance DBBL changes the account lock again, and your NexusPRO card has to generate the key again using its unique processor.

The NexusPRO system also prevents one NexusPRO card from accessing another NexusPRO card. This is because all processors are unique. All NexusPRO cards generate keys differently and DBBL is aware of all the differences and knows which card is which so they can access only their authorized accounts. However this was just a brief overview how your NexusPRO card works. The detailed workings are more secure and even more revolutionary.

 

Debit:

DBBL is the market leader in Debit Cards. All DBBL debit cards gives you unlimited and free access to all DBBL ATMs and POS nationwide. There are no transaction or hidden costs associated with DBBL cards and accounts. By default, when opening a DBBL account, all clients will receive the DBBL Nexus Classic card.

A debit card is more advanced than a credit card. DBBL Debit cards also have more features than credit cards and are fully recognized by Visa and MasterCard. DBBL Debit cards are also more secure, convenient and cheaper than any credit card or debit card in the market. Debit cards can withdraw money from your account directly while a credit card has to issue a ‘loan’.

DBBL debit cards come with the client’s photo printed on it and requires a secret PIN verification by the client. A credit card only requires a signature (which can be forged) and no PIN verification for a transaction. That is why, for day-to-day banking, DBBL recommends debit cards. Each card comes with a PIN number which must be protected at all times by the client. The PIN number is used as a password for withdrawing cash at DBBL ATMs and accessing DBBL banking services.

Overdraft and credit facilities
In addition to normal debit card features, DBBL Nexus Gold and DBBL Nexus Silver debit cards come with automatic overdraft facilities (credit). This allows the cards to have a credit amount. Clients can access the credit amount instead of choosing to access the money in their account. This allows the debit card to perform in the same manner as a credit card. A small loan is issued when clients exercise this feature.

Charges

  Issuance Fee (1st year) Annual Fee (2nd year onwards)
DBBL Nexus Classic
FREE 460 (with VAT)
DBBL Nexus Silver
1000 1000
DBBL Nexus Gold
1500 2000
DBBL Nexus Maestro
575 (with VAT) 575 (with VAT)
DBBL Nexus Visa Electron
575 (with VAT) 575 (with VAT)
DBBL Nexus Master Card DEBIT
Local : 575 with VAT
International : USD $15
Local : 575 with VAT
International : USD $15
DBBL Virtual Card
Card Fee= NIL
Charge per deposit =Tk. 100 including VAT
Validity : 5 Years
Payment Criteria : Customer can pay fees which includes membership fee of foreign professional and scientific institution, fees for application, registration, admission, examination (TOEFL, SAT etc) in connection with admission into foreign educational institutions.
Usability : Only through Internet
Papers requirement :
• Any Photo ID (preferably National ID or Passport)
• Proof of requirement of USD

Overdraft/Credit facilities

Credit limit
DBBL Nexus Silver 50,000
DBBL Nexus Gold 50,001 to 20,00,000

Card Differences

ATM Cash Withdrawal Limit per day POS Cash Withdraw limit per day
Nexus Classic 50,000 100,000
Nexus Silver 50,000 100,000
Nexus Gold 50,000 100,000
Nexus Maestro 50,000 100,000
Nexus Visa Electron 50,000 100,000
Nexus MasterCard Debit 50,000 100,000

*All cards can execute upto 5 rapid consecutive ATM transactions per day. This protects your security and prevents ATM machine abuse.

Credit Card:

DBBL offers the most secure credit card in the market. A credit card offers greater flexibility for international travel in locations which do not accomodate DBBL Debit Cards. But a credit card is inherently less secure unless it is a Nexus-Pro credit card. The reason why DBBL entered the credit card market at such a late stage is because it did not want to comprimise your security until DBBL itself implemented Nexus-Pro technologies. All credit card DBBL issues are Nexus-Pro credit cards.

Brief Detail of How Nexus-Pro Works
Normal cards use a magnetic strip at the back of the card. The information and security on that magnetic strip is stationary and does not change. Hence it can be easily duplicated. But Nexus-Pro’s processor uses its processor to fully digitally lock all the information. It prevents the information from being copied as the processor ‘generates’ security codes rather than store it. It is a form of encryption.

But Nexus-Pro goes even further. Visualize a series of locks and keys. Every lock has a corresponding key. Your account at DBBL has a digital lock, while your Nexus-Pro card is a digital key to access it. When a fraudlent card tries to access your account, DBBL knows that the correct digital key is not presented and denies access. Further more, DBBL replaces the account lock every second. But because a genuine Nexus-Pro card can generate the correct key using the processor, it can access open the account lock at that very moment. The next instance DBBL changes the account lock again, and your Nexus-Pro card has to generate the key again using its unique processor.

The Nexus-Pro system also prevents one Nexus-Pro card from accessing another Nexus-Pro card. This is because all processors are unique. All Nexus-Pro cards generate keys differently and DBBL is aware of all the differences and knows which card is which so they can access only their authorized accounts. However this was just a brief overview how your Nexus-Pro card works. The detailed workings are more secure and even more revolutionary

Card Offerings

Image Name : Card Type Annual Fee
Visa Gold Local 1500 +VAT
Visa Gold Multi Currency 2500+ VAT
Visa Classic Local 1000 +VAT
Visa Classic Multi Currency 1300+ VAT
MasterCard Gold Local 1500 +VAT
MasterCard Gold Multi Currency 2500+ VAT
MasterCard Classic Local 1000 +VAT
MasterCard Classic Multi Currency 1300+ VAT

 

Internet Banking

Internet Banking Features

Account Summary
The Customer will be able to view the list of Current, Saving, Term Deposit and Loan accounts with the current balance.

Account Details
The Customer can choose a particular account and see the account details including unclear fund, limit, interest accrued etc.

Account Activity
The customer can see or print his transaction activity in a given account for a particular period.

Transfer Funds
The customer can transfer funds from one of his accounts to another of his accounts within the bank.

Third Party Transfer *
The customer can transfer funds from one of his accounts to another customer’s account within the bank.

Pay Bills
The customer can pay his utility bill (like DBBL Credit Card Bills, Alico, Mobile, Tuition Fees etc.)

Standing Instructions
The customer can setup, modify or delete standing instructions for transferring fund from one of his account to another account (his account or 3rd party).

Open/Modify Term Deposit
The customer can open a term deposit by transferring funds from one of his current or savings accounts with the bank. He can also modify the TD and redeem / part-redeem it.

Loan Repayments
The customer can make payment of the loan installment from his CASA account.

Statement Request
The customer can make a request for account statement for a required period. The bank will manually service this request.

Cheque Book Request
The customer can make a request for a Cheque book.

Cheque Status Inquiry
The customer can choose an account and enter the Cheque number for which the status should be viewed.

Stop Payment Cheque
The customer can mark his Cheque leaf as stop payment.

Interest Rate Inquiry
The customer can query on the interest rates on CASA & Term Deposit Products.

Foreign Exchange Rate Inquiry
The customer can query on the Foreign Exchange (FX) Rates using this function.

Change Password
The customer can change his Internet Banking Password using this function.

*Not allowed by Bangladesh Bank regulations and rules.

Additional Internet Banking Features for Corporate Banking

Letter of Credit
The customer can initiate the LC application through Internet Banking.

Bank Guarantee
The customer can initiate the Bank Guarantee through Internet Banking.

Limits Query
The customer can view his Loan Limits and Limits Utilization through Internet Banking.

 

Foreign Remittance through internet:

Remittance through Exchange House

At the beginning of the year 2005, our Bank has been exerting much emphasis on INWARD REMITTANCE. By this time the Bank established extensive drawing arrangement network with Banks and Exchange Companies located in the important countries of the world namely in the United Arab Emirates, State of Kuwait, State of Qatar, State of Bahrain, Italy, Canada and United States of America.

In the meantime, Dutch-Bangla Bank Limited gained the faith of the Bangladeshi Wage Earners in sending their hard-earned money to their respective beneficiaries in Bangladesh in shortest possible time. Expatriates Bangladeshi Wage Earners residing in those countries can now easily remit their hard-earned money to Bangladesh with confidence, safety and speed.

Western Union

Western Union Financial Services Inc. U.S.A. is a reliable money transfer company.

Dutch-Bangla Bank Limited has set up a Representation Agreement with Western Union Financial Services Inc. U.S.A. as on 14th February 2006. Millions of people have confidence on Western Union for sending money to their friends and family. Through Western Union Money Transfer Service, Bangladeshi Wage Earners can send and receive money quickly from over 225,000 Western Union Agent Locations in over 197 countries and territories world wide, only by visiting any branches of Dutch-Bangla Bank Limited in Bangladesh.

Name of the Exchange Companies and Banks

Sl No. Country Name of Exchange House
01 UAE
  • Al Ahalia Money Exchange Bureau
  • UAE Exchange Centre L.L.C.
02 Kuwait
  • Kuwait Asian International Exchange Co.
  • Al-Moosa Exchange Company
  • Dollarco Exchange Co., Kuwait
03 Italy
  • Unicredito Italiano S.p.A.
04 Bahrain
  • Dalil Exchange
05 Qatar
  • Doha Bank
06 Canada
  • East Bengal Exchange Inc.
07 USA
  • Western Union Financial Services Inc.
  • Janata Express Corp., NY, USA

Mobile Banking:

Mobile Banking is a Banking process without bank branch which provides financial services to unbanked communities efficiently and at affordable cost. To provide banking and financial services, such as cash-in, cash out, merchant payment, utility payment, salary disbursement, foreign remittance, government allowance disbursement, ATM money withdrawal through mobile technology devices, i.e. Mobile Phone, is called Mobile Banking.

  Mobile Banking Agent List

  Mobile Banking Biller List

Mobile Banking Brochure

Mobile Banking TV Adds

Mobile Banking Paper Adds

DBBL Mobile Banking Model

Related News, Articles

Video & Documentaries

News During Inauguration

Retail Banking:

Deposits and Advances:

Savings Deposit Account
Current Deposit Account
Short Term Deposit Account
Resident Foreign Currency Deposit
Foreign Currency Deposit
Convertible Taka Account
Non-Convertible Taka Account
Exporter’s FC Deposit(FBPAR)
Current Deposit Account-Bank
Short Term Deposit Account-Bank

Term Deposits:

MONTHLY TERM DEPOSIT
TERM DEPOSIT 3 MONTHS
TERM DEPOSIT 6 MONTHS
TERM DEPOSIT 12 MONTHS
TERM DEPOSIT 12 MONTHS
TERM DEPOSIT 24 MONTHS
TERM DEPOSIT 24 MONTHS 1 Year PAYOUT
TERM DEPOSIT 36 MONTHS
TERM DEPOSIT 36 MONTHS 6 Months PAYOUT
TERM DEPOSIT 36 MONTHS 1 Year PAYOUT
TERM DEPOSIT ABOVE 36 MONTHS
MONTHLY TERM DEPOSIT BANKS
TERM DEPOSIT 3 MONTHS BANKS
TERM DEPOSIT 6 MONTHS BANKS
TERM DEPOSIT 12 MONTHS BANKS
1 MONTH TD NFCD
3 MONTHS TD NFCD
6 MONTHS TD NFCD

Loans and Advance:

DBBL offers a wide range of loans and advances to suit your needs. Amongst them are the following.

Life Line (a complete series of personnel credit facility)
Loan agst. Trust Receipt
Transport Loan
Real Estate Loan (Res. & Comm.)
Loan Agst. Accepted Bill
Industrial Term Loan
Agricultural Term Loan
Lease Finance
Other Term Loan
FMO Local currency Loan for SME
FMO Foreign currency Loan
Cash Credit (Hypothecation)
Small Shop Financing Scheme
Overdraft

Corporate Banking:

Corporate Baking Services Overview:

Dutch-Bangla Bank offers a wide range of corporate banking services. They include:

Project finance
The Bank encourages accepting purpose/project specific development funds on competitive terms towards economic upliftment and well being of the people/country by way of setting up a new stand alone, capital intensive project or for BMRE of an existing project.

Working Capital finance
The bank considers lending short –term working capital finance to entities engaged in manufacturing, assembling, processing, re-packaging of goods and commodities for domestic consumption or export market. However, unsecured loans (not collateralized) for working capital without justification or purpose is not considered.

Syndications & Structured finance
The Bank, on case to case basis, arranges loan syndications or approves disclosed participations in syndications provided such transactions meet the parameters separately established.oThe bank will at all times maintain at the minimum a pari-passu status to other banks in all lending relationships. Second mortgages or lower are not be accepted as primary collateral.

Trade finance
DBBL prefers Trade Financing in the form of short-term (up to 12 months), self liquidating or cash flow supported well collateralized trade transactions*Work Order financeoThe Bank will consider financing construction contractors (work order finance). However all such transactions must meet the guidelines.oBank asks for assignment of bills receivables with concurrent authority to collect bills issued favoring DBBL.

Equity finance
DBBL joins in hands in building partnership with entrepreneurs of high credit standing and excellent track record within the purview of regulatory restrictions.oHowever, lending for the purpose of supplying equity in a business is not allowed nor venture capital financing.

Social and Environmental Infrastructure finance
The Bank receives credit lines, from time to time, from home & abroad, to finance eco-efficient and sustainable projects aimed at improving environment and generating social benefits.

Custom electronic-banking projects
If the client realizes that they need a specific banking solution and/or services to meet their needs, DBBL will create it and provide it. Projects are done on a per client basis designed specifically to meet the needs of clients. Currently large companies and Multi-nationals use these services extensively but it is not limited to them only.

Electronic Banking for your business:

You Dream it, Dutch-Bangla Bank will create it.

Dutch-Bangla Bank offers a complete electronic banking facility for your company around the clock. Most multi-nationals use this service because it is advanced, secure and affordable. DBBL creates a custom banking service to suit any business of any size. The services have a wide range that includes cash flow services, distribution banking and salary accounts. If a company knows what type of custom and tailored banking service they need, DBBL can provide it instantly and at minimal cost (usually free of charge).

There are hundreds of companies using this type of services from DBBL and they also include the largest companies and multi-nationals operating in Bangladesh. DBBL has a world-class banking system used by many of the world’s top banks and the largest electronic banking infrastructure to provde your company with any type of custom banking services you desire.

For example for your starting point, DBBL has created Employee Banking program which allows:

Seamless and error free distribution of salaries
Providing emploees with timely salary payments
Lower manpower needed
Reduces cash theft and misapporpriation
Transactions are properly logged for your easy reference
Highly secure way of distributing money
No cash at hand in the office, all cash finally distributed through the largest ATM network in Bangladesh

LC Trade:

Areas of Operation

Import Finance
DBBL extends finance to the importers in the form of:

1. Opening of Import L/C
2. Credit against Trust Receipt for retirement of import bills.
3. Short term & medium term loans for installation of imported machineries & production thereof.
4. Payment against document

Export Finance
1. Pre-Shipment Finance
Pre-Shipment finance in the form of:
I) Opening of Back-to-Back L/C
II) Export Cash Credit

2. Post-Shipment Finance
Post-Shipment finance in the form of:
I) Foreign/Local Documentary Bills Purchase
II) Export Credit Guarantee
III) Finance against cash incentive

Foreign Remittance

DBBL provides premium quality service for repatriation and collection of remittance with the help of its first class correspondents and trained personnel. By introducing on-line banking service and becoming a SWIFT Alliance Access Member, which enable its branches to send and receive payment instruction directly, that helps provide premium services. Remittance services provided by DBBL are:
Inward Remittance: Draft, TT
Outward Remittance: FDD, TT, TC and Cash (FC)

Treasury
DBBL is well equipped for treasury operation through subscribing Reuters’s terminal and operating in SWIFT network. It is also well equipped with competent human resources for efficient dealing.

Our treasury quote competitive exchange rate for major currencies:

1.
Spot Sale/Purchase
2. Forward Sale/Purchase
3. Money market Interbank & Corporate
4. SWAPS
5. Forex – Commercial & Non-Commercial

Account Services
DBBL provides all the accounts services as prescribed by the guidelines of Central Bank (Bangladesh Bank). We offer competitive interest rate and provide premium quality services for the accounts. Account services are:
1. Foreign Currency Account
2. Non-Resident Foreign Currency Deposit Account (NFCD)
3. Resident Foreign Currency Deposit Account (RFCD)
4. Convertible and Non-Convertible Taka Account
5. Convertible and Non-Convertible Taka Account
6. Non-Resident Blocked Taka Account

SME Banking:

DBBL Smart Cash Credit:

Purpose To meet up working capital requirement as well as expansion of existing business
Target Customers Cottage, Micro, Small and Medium Enterprise as per definition provided by Bangladesh Bank
Loan Amount Minimum : TK. 100,000/-
Maximum : TK. 10,000,000/-Clean : Up to Tk. 500,000/-
Interest Rate (Floating) Clean : @20.00%
Collateralized : @17.00%
Processing Fee Nil
Renewal/ Enhancement Fee Nil
Tenure 01(one) year, Renewable (renewable after complying certain terms and conditions)
Overdue charge Additional 3% p.a. on overdue amount
Stamp charges & VAT All relevant Stamp charges & VAT (as per Govt. rules)
Eligible Entrepreneur /Owner Nationality: Bangladeshi by birth
Experience: As an entrepreneur must have experience at least 2 (Two) years
Age: Minimum 21 years to maximum 65 years
For renewal purposes, maximum age may be considered up to 70 years

DBBL Smart Term Loan:

Purpose 1) For procurement of Fixed assets
2) For working capital requirement and expansion of existing business
Target Customers Cottage, Micro, Small and Medium Enterprise as per definition provided by Bangladesh Bank
Loan Amount Minimum : TK. 100,000/-
Maximum : TK. 10,000,000/-Clean : Up to Tk. 500,000/-
Interest Rate (Floating) Clean : @20.00%
Collateralized : @17.00%
Processing Fee Nil
Renewal/ Enhancement Fee Not applicable
Tenure From 6 months to 60 months
Overdue charge Additional 3% p.a. on overdue amount
Stamp charges & VAT All relevant Stamp charges & VAT (as per Govt. rules)
Eligible Entrepreneur /Owner Nationality: Bangladeshi by birth
Experience: As an entrepreneur must have experience at least 2 (Two) years
Age: Minimum 21 years to maximum 65 years
For renewal purposes maximum age may be considered up to 70 years

DBBL Smart Festival Loan:

Purpose To meet up seasonal working capital requirement during different festivals like Eid, Puja, Hal-Khata, etc. and urgent working capital requirement of DBBL’s existing client
Target Customers Existing DBBL clients (time tested clients and strongly recommended by Branch
Loan Amount Minimum TK. 100,000/-
Maximum TK. 10,000,000/-
(Minimum and maximum limit including existing loan limit)
Interest Rate(Floating) Clean : @20.00%
Collateralized : @17.00%
Processing Fee Nil
Renewal/ Enhancement Fee Not applicable
Tenure Short term up-to 6 months
Tenor of festival loan must be within the tenor of existing loan
Overdue charge Additional 3% p.a. on overdue amount
Collateral security Cross-collateralized of all securities against all loans availed by the client
Eligible Entrepreneur /Owner Nationality: Bangladeshi by birth
Festival loan will be provided only to the existing clients of DBBL

DBBL Smart Women Entrepreneurs Financing:

Purpose To meet the fund requirement of business set up by the Women Entrepreneurs
Target Customers Cottage, Micro, Small and Medium Enterprise operated by women entrepreneurs
Loan Amount Minimum : TK. 100,000/-
Maximum : TK. 10,000,000/-Clean : Up to Tk. 2,500,000/- (Conditions apply)
Interest Rate @ 10% p.a. with monthly/quarterly rests (Subject to availability of Refinance facility from Bangladesh Bank )
Processing Fee Nil
Renewal/ Enhancement Fee Nil
Tenure Term Loan : From 12 months to 60 months
Cash Credit : 01(one) year and renewable
Overdue charge Additional 3% p.a. on overdue amount
Stamp charges & VAT All relevant Stamp charges & VAT (as per Govt. rules)
Eligible Entrepreneur/Owner Nationality: Bangladeshi by birth
Experience: As a woman entrepreneur, must have experience at least 3 (Three) months
Age: Minimum 21 years
Maximum age of borrower at the end of loan tenure, 65 years

DBBL Smart Distributor Financing:

Purpose Working capital requirement of Distributors of well-known companies operating in Bangladesh
Target Customers Distributors of well-known local or multinational companies. Distributor firm must be under Small and Medium Enterprise as per definition of Bangladesh Bank
Loan Amount Minimum : TK. 100,000/-
Maximum : TK. 10,000,000/-
Interest Rate (Floating) 17.00% p.a.
Processing Fee Nil
Renewal/ Enhancement Fee Nil
Tenure 01(one) year (Renewable) (renewable after complying certain terms & conditions)
Overdue charge Additional 3% p.a. on overdue amount
Stamp charges & VAT All relevant Stamp charges & VAT (as per Govt. rules)
Eligible Entrepreneur /Owner Nationality: Bangladeshi by birth
Experience: At least 1 (one) year distributorship experience with a renowned company having MOU or agreement with DBBL
Age: Minimum 21 years and maximum 65 years. For renewal purpose, maximum age may be considered up to 70 years

Cash Credit(Hypo) under Small Shop Financing Scheme:

Purpose For working capital requirement as well as expansion of existing business.
Target Customers Small Enterprises as per definition provided by Bangladesh Bank
Loan Amount Minimum : TK. 100,000/-
Maximum : TK. 500,000/-
Interest Rate (Floating) @20.00% p.a. with quarterly rests
Processing Fee Nil
Renewal/ Enhancement Fee Nil
Tenure 01(one) year, Renewable
Primary security Secured by marketable stocks
Establishment Must own/posses a shop
Overdue charge Additional 3% p.a. on overdue amount
Stamp charges & VAT All relevant Stamp charges & VAT (as per Govt. rules)
Eligible Entrepreneur /Owner Nationality: Bangladeshi by birth
Experience: As an entrepreneur must have at least 3 (Three) years business experience supported by valid Trade License
Age: Minimum 21 years and maximum 65 years
For renewal purposes, age may be considered up to 70 year

 Dutch_Bangla_Bank_ATM.jpeg

Please For ATM Location VISIT DBBL website :)

 Contact Information:

Website: http://www.dutchbanglabank.com/index.html

Head office / Division Telephone No Fax
Head office 9574196-98, 9590578, 7110465, 7122146, 7121817 9561889
Information Technology Operation Division 9104831-8 8191824
Information Technology Development Division 9104831-8 8191824
Card Division 9571902, 9571903, 7170024, 7170025, 7171005 9569948
Retail and SME Division 7173813, 7172916, 7172892, 7169278 9569948

About Otoab IT Solution

Leave a Reply

Your email address will not be published. Required fields are marked *

*

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>